If you’re interested in applying for finance, or you’d like an answer to your questions, we’re here to help. Simply contact one of our sales team representatives.
The following criteria is required to proceed with an application.
● You are over 18 years of age
● You have been a resident in the UK for over 3 Years
● You are in full time or part time employment
● You are retired or on disability benefits
Choose to delay your payment for up to a year.
✓ Interest is calculated from point of order and charged at the end of the payment free period, if you haven’t paid in full by this time.
✓ Paying in full and on time before the end of your chosen Buy Now Pay Later period will ensure no interest is charged. It’s important to read your statements as they detail your payment dates and include reminders.
✓ Paying at your own pace keeps you in control. You can manage your budget by paying off small amounts along the way and settle early too.
✓ If you’re not ready to pay at the end of the Buy Now Pay Later period you can choose to spread the cost further by paying at least the minimum amount shown on your statement. The cost will be made up of the remaining Buy Now Pay Later balance plus any interest accrued during your chosen payment free period.
✓ The payment-free period will start from the date of order, including pre-orders and items not ready for immediate dispatch.
✓ The ability for you to use Buy Now Pay Later will depend on how you manage your account and your credit status.
Buy Now, Pay Later
● No deposit required
● Pay nothing for 6 or 12 months from order date
● This is a loan where you make no initial monthly payments for the set number of months.
● After the payment free period has ended you can settle the loan off by paying it back in full along with a settlement fee of £25.00.
● If you choose not to settle in full, the loan rolls into an interest bearing loan with interest charged at the given APR. You then repay the loan and interest spread equally over the chosen repayment period.
Your application will approximately take 5 minutes to complete. A decision by the finance company is normally instantaneous however on occasions may take longer. After you’ve placed your order leave the rest to us. We work with a select group of finance companies and will send your application to one of them who will carry out a credit check and advise us of their decision. If the first provider decides not to accept your application, don’t worry we will try a second provider on exactly the same interest free credit terms.
1. We cannot ship a finance order to a different delivery address. All finance orders will be delivered to the billing address.
2. You cannot apply for credit if you have not been a resident of this country for 3 years, if you are receiving unemployment benefit or are under 18 years of age.